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919.562.1974

Second-To-Die Policy in Wake Forest, NC, Raleigh, NC and surrounding areas

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Brewer Insurance Group knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Brewer Insurance Group gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Brewer Insurance Group to determine the right amount coverage for you and your family.
 

Our Locations

Wake Forest Office

1904 South Main Street, Suite 212
Wake Forest, NC 27587
Main office: 919-562-1974

Louisburg Office

142 Shannon Village
Louisburg, NC 27549
Main office: 919-496-2027

Mount Olive Office

941 North Breazeale Avenue
Mount Olive, NC 28365
Main office: 919-658-5177

Raleigh Office

8226 Creedmoor Rd
Raleigh, NC 27613
Main office: 919-846-5378

Rolesville Office

211 South Main Street
Rolesville, NC 27571
Main office: 919-570-3040

Our Providers

I can't say enough about Brewer Insurance Group. They have insured our family for over 10 years and have helped us manage 3 kids on our auto insurance policy. I would recommend them to everyone!
Susan - Raleigh, NC
Our realtor recommended Debbie to handle our new home purchase. She did an awesome job explaining our options and getting us all the discounts available. Give them a call...you won't be disappointed.
Dave - Wake Forest, NC
Nick at Brewer Insurance Group is great! He met with us at our business, reviewed our current policy and pointed our areas where we didn't have sufficient coverage. In the end he provided us with a great policy that met our business and worker's needs.
Jeff - Cary, NC
I moved from a large insurance company about a year & a half ago to Rich Brewer's office. There is absolutely no comparison in the customer service. I deal with Trish, and she is awesome; quick, knowledgeable and very easy to deal with! You can't go wrong with them!
John - Youngsville, NC
Rich and his staff have always gone the extra mile in response to my needs for insurance and investment products. I highly recommend him and the companies he represents.
Cal - Rocky Mount, NC
I love the staff here. Maria is so friendly and helpful. She helped me and insured me with a great policy. They always welcome me every time I come inside the office. I would highly recommend all these ladies to anyone.
Juavon - Mount Olive, NC